Lendio

Financing types

Asset-backed term loans

What are the qualifications for a commercial real estate loan?

Can a commercial real estate loan be used to build or buy apartment or condominium buildings?

Can I use a commercial real estate loan for my Airbnb business?

Can you prepay a commercial mortgage?

Can you use a commercial mortgage to renovate a commercial property?

Can you use a commercial mortgage to refinance a commercial property?

Do I need collateral for a commercial property loan?

What is a loan-to-value ratio?

What is the debt-service coverage ratio (DSCR)?

What is the difference between recourse and nonrecourse commercial property loans?

What is a commercial real estate loan?

Commercial real estate loans

Asset-based term loans

What is equipment leasing?

What is the difference between equipment financing and equipment leasing?

How does equipment leasing compare to equipment financing (buying)?

What types of equipment can be leased?

Equipment leasing

How long is the equipment financing term?

How much does equipment financing cost?

Is there equipment financing for startups?

What are the requirements for equipment financing?

Is it hard to get approved equipment financing?

What is equipment financing?

What kind of equipment can I finance?

Why is equipment financing important?

Equipment financing

When can you use a business credit card?

What will the application for a business credit card ask for?

What purchases should I make with my business credit card?

What is the difference between a personal and business credit card?

What is a credit limit?

What is a business credit card?

What credit score do I need to get approved for a business credit card?

What are the disadvantages of a business credit card?

What are bonus categories?

How will applying for a business credit card affect my credit?

How long does it take to get a business credit card?

How do I qualify for a business credit card?

How can you use a business credit card for business financing?

Can you use an EIN to get a business credit card?

Can you get a credit card with a Limited Liability Company (LLC)?

Can you get a business credit card with bad credit?

Can you build credit with a business credit card?

Are there consumer protections for credit card holders?

Credit cards

Factoring

What is invoice factoring?

What is the difference between invoice financing and invoice factoring?

What is invoice financing?

How does invoice financing work?

What are the requirements for invoice financing?

How much can you borrow with invoice financing?

How are invoice financing and invoice factoring different?

Is accounts receivable considered a debt in invoice financing?

What is accounts receivable financing?

Invoice financing

Line of credit

What do I do if I suspect fraud?

What is the difference between a fraud alert and a credit freeze?

What is a business line of credit?

What is a credit freeze?

How do I unfreeze my credit report? 

How does fixed repayment work?

How does variable repayment work?

How is a business line of credit different than a credit card?

What are the benefits of a business line of credit?

What does 'revolving credit' mean?

What is the difference between a secured and unsecured business line of credit?

What’s the difference between a business line of credit and a business term loan?

Business line of credit

What is a Home Equity Line of Credit (HELOC)?

What are the requirements to qualify for a HELOC?

What types of properties are eligible?

Can I get a loan on my paid-off home?

I have questions about Figure’s HELOC, who do I contact?

What can I do with a home equity line of credit?

What’s the difference between a home equity line of credit and a home equity loan?

Who is Figure?

Home equity line of credit

Term loans

What is a business acquisition loan?

What are the minimum requirements for a business acquisition loan?

If approved, how much money can I borrow to buy a business?

How do I get financing to purchase a business?

Business acquisition loan

What are the minimum requirements for a business term loan?

What is a business term loan and how does it work?

What is the typical length of a business loan?

What kinds of businesses are best suited for term loans?

Business term loan

What is a small business administration (SBA) loan?

How do I apply for an SBA loan through Lendio?

What do I need to apply for an SBA Loan?

How do small business administration (SBA) loans work?

Can I have multiple SBA loans?

Can I apply for an SBA 7(a) loan if I've received an EIDL and/or PPP Loan?

What is a Profit & Loss Statement?

What is a Debt Schedule?

What is a Balance Sheet?

Is Lendio SBA-approved?

Is there an additional cost to get funding through Lendio vs a bank?

If I already have a line of credit with another bank/lender, can I still qualify for an SBA loan?

How are interest rates determined for SBA 7(a) loans?

I have not filed my most recent year's tax return, can I still apply for an SBA loan?

What can an SBA 7(a) loan be used for?

What are the maximum maturity terms for SBA 7(a) loans?

SBA 7(a) loan

What percentage does the SBA guarantee on the 504 loans?

What can the SBA 504 loan be used for?

Can I pay off my 504 loan early?

Are non-profit companies eligible for the 504 program?

SBA 504 loan

What is an SBA disaster loan?

SBA disaster assistance loan

How does an SBA microloan work?

What are the requirements to get an SBA microloan?

How much money can I get with an SBA microloan?

What industries are excluded from getting a SBA microloan?

SBA microloan

Working capital

What is revenue-based financing?

What is revenue-based financing used for?

What is a business cash advance (BCA)?

What is a merchant cash advance (MCA)?

What is the difference between a loan and revenue-based financing?

What is the difference between a business and a merchant cash advance?

Revenue-based financing

What is purchase order financing?

Which types of businesses benefit most from purchase order financing?

What are the benefits of purchase order financing?

Purchase order financing

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