When you’re ready to apply for a business credit card, there are some application materials to have on hand, and a few things to check before applying.
To apply, you should have:
Your EIN for your business. It can help you to have your Employer Identification Number on hand when applying for business credit cards. If you don’t have one, you can easily apply for one from the IRS and get one easily and quickly.
Your research for the best business credit cards for you. Make sure you’re applying to the best cards for you.
The card applications. Lastly, you’ll need the applications for the card or cards you’re applying for. Or if you’re applying with Lendio to see your options from the extensive network, then you need the Lendio application.
Before applying, there are a few things to do beforehand. Make a wish list of the things you want in a business credit card. For some people, it might be reward programs, for others, online banking or the option for an attached banking account earning the prime rate interest. Be sure you know what you’re looking for. You should also know what your personal credit score is, or your business credit score if you have one.