Skip to main content

What credit score do I need to get approved for a business credit card?

Updated this week

Generally, you'll likely need a personal credit score of 680 or higher to get approved for a business credit card.

Here's a rough idea of what different score ranges might mean:

  • Excellent (750+): Best chance for cards with good rewards and rates.

  • Good (700-749): Good chance for cards with decent terms.

  • Fair (650-699): Might have fewer options or higher interest rates.

  • Poor (below 650): Approval could be tough; consider secured cards or improving your score first.

Keep in mind, that banks also look at your income, credit history, and how much debt you have compared to your income.

Did this answer your question?