A Small Business Administration (SBA) loan is a type of government-backed financing program designed to support small businesses in the United States. The program is administered by the U.S. Small Business Administration, a federal agency dedicated to assisting and promoting small businesses. Although they are called SBA loans after the U.S. Small Business Administration, this agency doesn’t do the lending. Instead, the SBA works with a network of approved financial institutions and traditional banks that lend money to small businesses, and the SBA partially guarantees the loans.

If you're looking to improve cash flow, purchase or grow your business, buy a commercial property, or consolidate business debt, an SBA loan can be a flexible and affordable way to get the financing you need.