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How do I unfreeze my credit report? 
How do I unfreeze my credit report? 
Updated over 7 months ago

If you placed a credit freeze on your credit reports and want to reopen your credit files you'll need to contact each credit bureau (Experian, Equifax, and TransUnion) unless you know which credit bureau a creditor is using.

You have two options for unfreezing your credit reports:

  • Temporary lift: This allows creditors to check your file for a set length of time, then restores the freeze

  • Permanent removal: This leaves your reports open until you request another freeze

Here's how to unfreeze your credit with Equifax, Experian, and TransUnion.

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