Equipment cost: Covers the purchase price, taxes, delivery, and setup.

Interest rates: The lender determines based on creditworthiness, term length, and market conditions.

Down payment: Some financing needs an upfront payment, varying by lender and terms.

Loan term: Short-term means higher monthly payments but lower overall interest costs.

Fees: Origination, processing, and documentation fees may apply.

Insurance and maintenance: Businesses handle insurance and upkeep costs.

Resale value and depreciation: Consider future value and equipment depreciation.