A soft credit pull, also known as a “soft inquiry,” is a review of your credit report that doesn't impact your credit score*. It's often used for background checks, pre-approval offers, or personal credit checks without affecting your credit standing or being visible to other lenders.

*Filling out an application for business funding and submitting to our funding partners will not impact your personal credit score, but, depending on the product, accepting an offer may result in a hard inquiry.