A pre-qualification and a pre-approval both help you understand your chances, but neither one is a guaranteed offer.
You'll receive real funding options only after a lender completes their full review and confirms specific terms, like the amount, rate, and repayment schedule. That's called a final approval, and it's the only point in the process where funding is confirmed.
Until you reach that stage, think of pre-qualification and pre-approval as progress updates that show you're moving in the right direction.