Your Lendio pre-approval is typically based on a soft credit check, which does not affect your credit score.*
If you move forward with a specific lender, they may perform a hard credit pull before issuing the final funding option.
*Filling out an application for business funding and submitting it to our funding partners will not impact your personal credit score. However, depending on the product and lender, accepting a funding offer may result in a hard credit inquiry, which could affect your personal credit score.